Rates are at an all time low. Foreclosures have brought prices down tremendously.  It is a great time to buy.   Due to the stimulus program  receive an $8000 tax credit without repayment when you buy a home. 

I have worked as a Mortgage Banker since 1984.  That is over 25 years of experience in all kinds of markets.  I have  closed over 1 Billion in loans over my career.

I CAN HELP YOU IF YOU ARE IN THE UNFORTUNATE SITUATION WHERE YOU OWE MORE ON YOUR HOME THAN IT IS WORTH.  I HAVE HELPED NUMEROUS PEOPLE NAVIGATE A SHORT PAY WITH THEIR LENDER.  CALL IF YOU WANT FURTHER INFORMATION. 800 429-7283

Click on the SEARCH PROPERTIES button above to search for properties in Southern California.

FHA has come to the rescue of the current mortgage crises.  With FHA you can refinace loans up to 96.5% loan to value for a rate and term refinance.  It is also  possible to refinance cash out up to 85% loan to value.    Call me for more info on FHA loans.

I am an approved lender for the LOS ANGELES  MORTGAGE CREDIT CERTIFICATE PROGRAM.  Click on the link to the left to learn more.  Get an additional annual tax credit when you buy a home.

Please navigate my website to learn more about me, and what I can  do for you, and how easy it is to get started.